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John P. Russell Insurance Blog

Insurance Tips & Helpful Information

Does My Business Need Contractors Insurance Coverage for Rented Equipment?

on Apr 9, 2020 8:10:25 PM By | John P. Russell | 1 Comment | Contractors Insurance Business Insurance
Contracting firms use a variety of equipment, some of which they own and other items that they rent. It’s important for contractors to insure both the equipment they own, and the equipment they rent or lease. If you have a contracting business in Massachusetts, here’s why its contractors insurance policy should include coverage for rented or leased equipment -- along with how to procure this coverage.
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Does My House Have Enough Homeowners Insurance Coverage?

on Mar 9, 2020 8:10:00 PM By | John P. Russell | 1 Comment | Personal Insurance Homeowners Insurance
The dwelling coverage in a homeowners insurance policy generally protects the insured house itself. As with other insurance coverages, dwelling coverage is typically subject to limits -- and some homeowners select dwelling coverage limits that are lower than they should be. Here’s why some homeowners end up under insuring their houses, and how you can make sure your house in Massachusetts is fully protected in the event of a covered disaster.
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Will My Renters Insurance Cover My Phone?

on Feb 24, 2020 8:11:00 PM By | John P. Russell | 1 Comment | Renters Insurance Personal Insurance
As some phone models breach four-figure price points, properly  insuring  these devices is becoming increasingly important. Whether your phone is covered under your Massachusetts renters insurance policy depends on what happens to your phone, where the loss or damage occurs, and your policy’s terms and conditions.
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